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Revolut ór N26

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Séimhe

Revolut ór N26

#1

Post by Séimhe »

I’m not up to date with these banks. Once upon a time revolut wasn’t a real bank so funds were not as safe with them. Now apparently they are an actual bank in Ireland.

Is there a standout winner between the two? I’m looking to drop BOI completely.
Hugh_Bigazz
Posts: 178
Joined: Fri Apr 08, 2022 7:29 am

Re: Revolut ór N26

#2

Post by Hugh_Bigazz »

N26, Revolut still don't do direct debit
Séimhe

Re: Revolut ór N26

#3

Post by Séimhe »

That’s important, thanks. Just remembered that Eventbrite wouldn’t accept my N26 card to for my event because it’s based in Germany. I might contact their support and see if they can do anything.
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Frank
Posts: 334
Joined: Mon Jul 19, 2021 7:11 am
Location: Ireland

Re: Revolut ór N26

#4

Post by Frank »

N26 was always days to top up. Revolut can be done in seconds.
46a
Posts: 133
Joined: Tue Jul 27, 2021 10:10 am

Re: Revolut ór N26

#5

Post by 46a »

Why not both?
They are both free, i use N26 as a bank account and send money to Revolut instantly, the disposable debit card on Revolut is perfect for online spending
Hugh_Bigazz
Posts: 178
Joined: Fri Apr 08, 2022 7:29 am

Re: Revolut ór N26

#6

Post by Hugh_Bigazz »

46a wrote: Fri May 27, 2022 8:45 pm Why not both?
They are both free, i use N26 as a bank account and send money to Revolut instantly, the disposable debit card on Revolut is perfect for online spending
I presume it's because they want to get their wages paid into one
CelticRambler
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Posts: 2577
Joined: Wed Jul 21, 2021 6:19 pm
Location: Central France

Re: Revolut ór N26

#7

Post by CelticRambler »

Can't give a side-by-side comparison because I don't have N26; most of us in the family have Revolut, and primarily as an add-on to a "real" bank. Eldest son find Revolut's numerous free virtual cards a very useful feature for his online transactions (he never uses a real card); I use it primarily for foreign currency transactions, and for swapping funds with other family members.

I'm a bit old school about banking, but if the "bricks and mortar" banks don't stop feckin me around with all their so-called security measures, I might respond to Revolut's recent invitation to trust them with all my money. Maybe.
Hairy-Joe
Posts: 1567
Joined: Tue Jul 20, 2021 3:33 pm

Re: Revolut ór N26

#8

Post by Hairy-Joe »

I'm a bit of a luddite in that I use a bricks and mortar bank (AIB). I'm another that would be interested in getting people's experiences and thoughts.

Naturally I've a few direct debits but I'd hardly go shopping online twice a month. I tend to use cash mainly for day to day as I can see what I'm spending. I learned the hard way with plastic, I couldn't see what I was spending and ended up with some shocks before payday
Hugh_Bigazz
Posts: 178
Joined: Fri Apr 08, 2022 7:29 am

Re: Revolut ór N26

#9

Post by Hugh_Bigazz »

Hairy-Joe wrote: Sat May 28, 2022 10:39 am I'm a bit of a luddite in that I use a bricks and mortar bank (AIB). I'm another that would be interested in getting people's experiences and thoughts.

Naturally I've a few direct debits but I'd hardly go shopping online twice a month. I tend to use cash mainly for day to day as I can see what I'm spending. I learned the hard way with plastic, I couldn't see what I was spending and ended up with some shocks before payday
The big advantages of Revolut are the virtual disposable cards and no exchange rate fees on international currencies

N26 is a German bank, but it's completely in the phone app
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